Terms & Conditions

o THIS DOCUMENT IS AN ELECTRONIC RECORD IN TERMS OF THE INFORMATION TECHNOLOGY, ACT, 2000 AND RULES MADE THEREUNDER. THIS ELECTRONIC RECORD IS GENERATED BY A COMPUTER SYSTEM AND DOES NOT REQUIRE ANY PHYSICAL OR DIGITAL SIGNATURES. THESE TERMS & CONDITIONS WERE UPDATED ON 15 February 2016 (hereinafter referred to as the “Agreement”/ “Terms of Use”)

o 1. INTRODUCTION ON THE SCOPE OF THE AGREEMENT

o TERMS AND CONDITIONS CONSTITUTE LEGAL CONTRACT. The terms stated herein including any additional guidelines and/or future modifications to this Agreement read together with the Privacy Policy, available at www.ssmoneylink.com shall constitute a legal contract between any person utilizing SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER (“User”) of the one part, and SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER (“SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER ”/“Company”) having its registered office at SHRI SAI ENTERPRISES [S S MONEYLINK ] PROP. SANJAY G DESHMUKH , WARANDH , TAL MAHAD , RAIGAD , 4023065 of the other part (collectively referred to as “Parties” and singularly referred to as “Party”).

o ACCEPTANCE OF T&Cs. By using, browsing, accessing, registering or accessing www.ssmoneylink.com or any mobile application developed by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER (“Site”), or availing any service rendered by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, a User fully, absolutely and unequivocally agrees to comply with and abide by the Agreement.

o ELIGIBILITY. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services are open only to persons of 18 years of age and above who have a valid e-mail address and mobile phone number. Users who have been previously suspended or removed from availing any service by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER shall not be eligible to avail services from SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER. Users shall not impersonate any person or entity, or falsely state or otherwise misrepresent identity, age or affiliation with any person or entity. If you are below 18 years of age, please exit the Site.

o APPLICABILITY. The terms of this Agreement shall be applicable to Users, Business Partners, Alliance Partners and Applicable Controlled Entities, as set forth in this Agreement. This Agreement shall be deemed to be incorporated in the Applicable Agreement. Any reference to the “Agreement” shall include a reference to the Applicable Agreement and any reference to “Applicable Agreement” shall include a reference to this Agreement.

o INCONSISTENCY. Notwithstanding anything contained herein, Applicable Agreement shall prevail over this Agreement in case of any inconsistency.

o 2. DEFINITIONS AND INTERPRETATION

In this Agreement, unless the contrary intention appears and/or the context otherwise requires, capitalized terms defined by: (i) inclusion in quotation and/or parenthesis have the meanings so ascribed; and (ii) the following terms shall have the meanings assigned to them herein below:

“Alliance Partners” are individuals/sole-proprietorships/companies/LLP’s etc who have entered into a service agreement with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER for offering SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER’ products and services through web/mobile/API or through any channel whose particulars are listed in Clause 1 of the service agreement with Alliance Partners.

“Applicable Agreement” refers to service agreement in relation to Business Partners and Alliance Partners.

“Applicable Controlled Entity” collectively refers to (i) Sub-Partners appointed by Business Partners, and the Alliance Partners.

Terms & Conditions:

o 1. INTRODUCTION ON THE SCOPE OF THE AGREEMENT

o INCONSISTENCY. Notwithstanding anything contained herein, Applicable Agreement shall prevail over this Agreement in case of any inconsistency.

o 2. DEFINITIONS AND INTERPRETATION

“Applicable Agreement” refers to service agreement in relation to Business Partners and Alliance Partners.

“Applicable Controlled Entity” collectively refers to (i) Sub-Partners appointed by Business Partners, and the Alliance Partners.

“Applicable Law” includes all applicable Indian statutes, enactments, acts of the state legislature or parliament, laws, ordinances, rules, bye-laws, regulations, notifications, guidelines, directions, directives and orders of any governmental authority, statutory authority, board, recognized stock exchange, as may be applicable including but not limited to Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks, Business Correspondent Guidelines issued by RBI from time to time, Payment & Settlement Systems Act, 2007 and rules made thereunder, Policy Guidelines on Issuance and operation of Pre-paid Payment Instruments in India.

“Business Partners” are firms who have entered into a service agreement with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER whose particulars are listed in Clause 1 of the service agreement.

“Confidential Information” means and includes the Intellectual Property and any and all business, technical and financial information of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER or of any of its affiliates that is related to any of the arrangements contemplated in this Agreement or any other agreement in which this Agreement is incorporated by reference or otherwise disclosed by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER to the User any information which relates to its financial and/or business operations, including but not limited to, specifications, models, merchant lists/information samples, reports, forecasts, current or historical data, computer programs or documentation and all other technical, financial or business data, information related to its internal management, customers, products, services, anticipated products/services, processes, financial condition, employees, merchants, Intellectual Property, marketing strategies, experimental work, trade secrets, business plans, business proposals, customer contract terms and conditions, compensation/commission/ service charges payable to the User, and other valuable confidential information and materials that are customarily treated as confidential or proprietary, whether or not specifically identified as confidential or proprietary.

“Customers” shall mean persons, including all body corporate, partnerships, limited liability partnerships, who are availing services, either as a consumer or otherwise, rendered by a service provider through the User using SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER products or services.

“Credit” shall mean the payment made by the Business Partner/Alliance Partner to the Company to carry out transactions through the SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER platform.

“Effective Date” shall mean the date of activation of the account of the User on SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER portal.

“SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Platform” shall mean and include, the platforms (website, mobile app, others) of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER that the User accesses for registration and further for transacting, including all contents, services, and technology offered through the Platform.

“Intellectual Property” shall mean all intellectual property used for the purpose of or in association with or in relation to the performance of this Agreement and Applicable Agreement, and includes without limitation, (a) Software, operating manuals, software code, program, instructions, specifications, processes, input methods, data or information used in relation to, or in association with, or for the operation of the software installed by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, (b) the trademarks, service marks, trade names, business names, logos, symbols, styles, colour combinations used by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER during the course of its business and all depictions, derivations and representations thereof, (c) all promotional material including without limitation, advertisements, literature, graphics, images, content and the ‘look and feel’ of all of the above, (d) all information, data or material in whatever form, whether tangible or not, provided by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER to the User during the course of Applicable Agreement; and (e) all techniques, formulae, patterns, compilations, processes, inventions, practices, methodology, techniques, improvement, utility model, procedures, designs, skills, technical information, notes, experimental results, service techniques, samples, specifications of the products or services, labeling specifications, rights on software, and any other knowledge or know-how of any nature whatsoever.

“Merchants” shall mean individuals and/or entities registered on SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER platform and/or appointed by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and/or for discharging functions prescribed under these terms & conditions and/or includes Business Partners, Alliance Partners, etc.

“Products” shall mean products developed by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER including products permitting electronic top-ups, utility bill payments, travel bookings, delivery of various financial products, other value-added services using various devices like ATMs, POS, Mobile Apps, Internet and any other products available on SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER platform from time to time.

“Service Provider” shall mean any entity with which SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER has, directly or indirectly, executed an agreement for facilitating Transactions between such entity and its Customers.

“Software” shall include custom-built software that is owned by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, or software that has been licensed from third party suppliers by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and in relation to which SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER has obtained the right to sub-license from such third party suppliers.

“Sub-Partners” shall mean individuals and/or entities appointed by the merchants on whose premises/outlets/website the Products shall be sold to the Customers, for and on behalf of the Service Providers, to facilitate completion of Transactions initiated by such Customers, through the merchants.

“Transactions” shall mean and include transactions taking place between a Service Provider and its Customers including, but not limited to, electronic top-ups for various services, utility bill payments, delivery of financial products and other services of a like nature provided by the Service Provider through SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Products.

“Users” shall include individuals, Business Partner, and Alliance Partner, unless the context provides otherwise or if the context in which the term “User” has been used is inapplicable to such individual, Business Partner or Alliance Partner.

3. GENERAL TERMS AND CONDITIONS

INFORMATION SUPPLIED TO SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER. Users agree that the information provided by the Users to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER on registration and at all other times, including payment, is true, accurate, current, and complete.

SECURITY OF ACCOUNT. Users’ mobile number and email identify a Users’ account with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER through which SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services are dispensed (“Account’). SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER encourages Users to choose a strong password to protect their Account. It is advised that users do not share their password with anyone or write it down. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER never, under any circumstances, asks for an Account’s password. If a User has any reason to believe that his Account is no longer secure, then the User shall immediately notify SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and indemnify SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER from any liabilities that may arise from the misuse of such a User’s Account.

PRIVACY POLICY. All information collected from a User pursuant to the provision of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services, and information collected by Alliance Partner, Business Partners, Sub-Partners and Merchants during the performance of this Agreement or Applicable Agreement, is subject to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Privacy Policy.

RECLAIMING INACTIVE ACCOUNTS. If an Account is found to be overly inactive, the Account may be reclaimed by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER without providing notice to the concerned User. An Account is considered as inactive if the concerned User is not signing in and/or has not done any transactions for more than 6 consecutive months from the Account.

THIRD PARTY SITES, PRODUCTS AND SERVICES. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services and/or the Site may include links or references to other web sites or services solely for the Users’ convenience (“Reference Sites”). SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER does not endorse any such Reference Sites or the information, materials, products, or services contained on or accessible through Reference Sites. Correspondence or business dealings between Users and concerned Reference Sites are solely between such User and the concerned Reference Site. Access and use of Reference Sites, including the information, materials, products, and services on or available through Reference Sites is solely at concerned User’s own risk.

BILLING AND PAYMENT. All payments made by Users directly to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, shall be made in the manner and in the quantum detailed on the User’s Account at SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Platform. Users may be notified by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER regarding any change in the quantum of payments to be made to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and the manner of disbursement of such payments; however Users are advised to regularly update themselves of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER billing and payment policy by regularly visiting the Site. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER shall solely decide on the payments to be provided to User and may amend the payment structure at any time without any prior notice to the User. However, after any such amendment, the detailed payment structure will be made available to the User and be effective immediately. Credit maintained by the Users with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER shall be non-interest bearing and shall be forfeited by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER if found lying unused for more than 365 days. The User shall keep enough Credit with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER to avoid decline of transactions on the SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Platform.

SALES. All sales of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services are final with no refund or exchange permitted. Users are responsible for details provided leading to purchase of services. If SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER does not deliver service within 24 hours of money being charged to a User’s payment account through a transaction on the Site, the User may inform SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER by sending an e-mail to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER customer services e-mail address mentioned on the Contact Us page. . SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER shall investigate the case and if it is found that money was indeed charged to User’s Payment Account without delivery of the service then User may be refunded the money within 15 working days from the receipt of his e-mail.

LIMITATION OF LIABILITY. In no event will SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER or its directors, agents, officers, or employees be liable to a User for any special, indirect, incidental, consequential, punitive, or exemplary damages (including without limitation lost business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever) of any kind arising out of or relating to (i) this Agreement or any other agreement entered by a User with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, (ii) SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services, the Site or any Reference site, or (iii) User’s use or inability to use SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services, the Site or any Reference Sites, even if SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER or a SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER authorized representative has advised of the possibility of such damages, (iv) unauthorized access to or alterations of transmissions or data, any material or data sent or received or not sent or received, (v) any transactions entered into by any third person or conduct of any other third party or any infringement of another’s rights, (vi) the use of counterfeit or stolen cards, or stolen devices, or (vii) fraudulent electronic transactions. It shall be at the sole discretion of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER to reverse any transaction subject to approval of the concerned Service Provider. Notwithstanding the above, if any court of law finds that SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER or its directors, officers, or employees, are liable to indemnify a concerned User despite the existence of this Clause 3.8, such liability shall not exceed the amount paid by the concerned User, if any, for using the portion of the SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services or the Site giving rise to the cause of action. Users acknowledge and agree that SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER has offered its products and services, set its prices, and entered into this Agreement and Applicable Agreement in reliance upon the warranty, disclaimers, and the limitations of liability set forth herein. Users acknowledge that the warranty, disclaimers, and limitations of liability set forth herein reflect a reasonable and fair allocation of risk between Users and SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, and that the warranty, disclaimers, and limitations of liability set forth herein form an essential basis of the bargain between Users and SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER would not be able to provide the services to Users on an economically reasonable basis without these limitation.

USER’S REPRESENTATIONS AND WARRANTIES. The User represents and warrants that:

it has had a full and adequate opportunity to read and review the Applicable Agreement and has had sufficient time to evaluate and investigate the provision of services under the Applicable Agreement and the financial requirements and risk associated with the same,

it has the requisite capital to set up and maintain the infrastructure as required under the Applicable Agreement,

neither the execution of the Applicable Agreement nor the performance of the User’s obligations under the Applicable Agreement will result in a violation or breach of any other agreement by which the User is bound,

neither the User nor any of the User’s employees or agents is under any pre-existing obligation in conflict or in any way inconsistent with the provisions of the Agreement or Applicable Agreement,

it has the right to disclose or use all ideas, and other information, if any, which the User has gained from third parties, and which the User discloses to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER in the course of performance of the Agreement or Applicable Agreement, without liability to such third parties,

SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER has a right to inspect User’s business premises that are related to the provision of services under the Agreement or Applicable Agreement, and to monitor continued and ongoing compliance of the Applicable Agreement,

it shall immediately intimate SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER of any violation or potential violation of this Agreement by any Applicable Controlled Entity, or of other circumstances that may cause damage to the goodwill and reputation of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER,

it shall maintain accurate and proper accounts of all transactions between Applicable Controlled Entity and itself in relation to discharge of duties by the Applicable Controlled Entity under the Applicable Agreement,

it shall provide periodic reports of business operations with respect to the services rendered under the Applicable Agreement to the sales executive assigned by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER to the User,

it shall observe proper ethics and transparency in all its actions in the course of discharge of duties under the Applicable Agreement and shall not, in any circumstances, take any action or make any statement that may mislead any Applicable Controlled Entity/customer or prospective Applicable Controlled Entity /customer of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER

it shall make all efforts to settle any disputes that may arise between Applicable Controlled Entity, or between the Applicable Controlled Entity and the consumers amicably and in the event, any such dispute is referred to a consumer forum or other competent authority, shall provide all assistance in the settlement of the dispute,

it shall bear all costs and expenses for traveling, promotional activities and other similar out-of-pocket expenses incurred in the performance of its duties under the Applicable Agreement,

it will not allow the sale of any products and/or provision of any services which are specifically restricted by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER,

it is a one-point contact for all its Applicable Controlled Entities and shall be solely responsible for any fraudulent acts of the Applicable Controlled Entities,

it has complete control over its Applicable Controlled Entities and that SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER will not be responsible to entertain any complaints/queries received from any Applicable Controlled Entities appointed by the User,

it shall comply with all its obligations pursuant to the Applicable Agreement and ensure that all payments due from it to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER are paid in a timely manner in accordance with the Applicable Agreement,

it shall be responsible to obtain any and all consents and approvals that are required from regulatory or governmental authorities, including any consent from Customers required to transfer data to the User and/or the SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Platform, as the case may be, in accordance with Applicable Law,

it shall ensure regular and timely payment and deposit of all taxes, duties and other levies as applicable from time to time with the relevant authorities,

All costs associated with purchasing of software licenses and hardware (if any) are to be absolutely and unconditionally borne by the User,

it shall be solely responsible for and hereby undertakes to strictly comply with Privacy Policy, and Applicable Law having jurisdiction in any manner whatsoever in connection with discharge of its duties under the Applicable Agreement, including but not limited to data protection, security, piracy, and directions issued by the Reserve Bank of India relating to payment data, and shall obtain and maintain in full force and effect all registrations required under Applicable Law for the operation of the business in terms of the Applicable Agreement, and

it has full power and authority to enter into the Applicable Agreement and to take any action and execute any documents required by the terms hereof and this Applicable Agreement has been duly authorized, duly and validly executed and delivered, and constitutes a legal, valid, and binding obligation, enforceable in accordance with the terms hereof; and the persons executing the Applicable Agreement on its behalf are duly empowered and authorized to execute the Applicable Agreement and to perform all its obligations in accordance with the terms herein

it shall not access (or attempt to access) the website and the Products by any means other than through the interface that is provided by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER. It shall not use any deep-link, page scrape, robot, spider or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Platform, or in any way reproduce or circumvent the navigational structure or presentation of the platform, without SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER express prior written consent.

it shall not attempt to gain unauthorized access to any portion or feature of the Platform, or any other systems or networks connected to the Platform or to any server, computer, network, or to any of the services offered on or through the Platform, by hacking, password "mining" or any other illegitimate means.

INDEMNIFICATION.

(1) User agrees to indemnify, save, and hold SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, its affiliates, contractors, employees, officers, directors, agents and its third party suppliers, licensors, and partners harmless from any and all claims, demands, actions, suits which may be threatened or brought against SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, and also against all losses, damages, liabilities, costs, charges and expenses, including without limitation, legal fees and expenses arising out of or related to:

Users’ use or misuse of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services or of the Site/application,

any violation by the User of this Agreement or Applicable Agreement,

any breach of representations, warranties and covenants made by the User in this Agreement, or Applicable Agreement,

any claim or legal notice or quasi-legal proceedings to which SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER may be required to become party or to which SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER may be subjected by any person including any governmental authority, by reason of breach of any Applicable Law,

due to failure of a User to obtain any required statutory or regulatory approval necessary for the performance of its obligations in the Applicable Agreement with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER,

all liability, claims, damages, costs, expenses suffered or incurred by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER as a result of any act or violation of the Business Partner under Section 269ST of the Income Tax Act, 1961 while acting as collection agent of the Company

(2) SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER reserves the right, at User’s expense, to assume the exclusive defense and control of any matter, including rights to settle, for which concerned User is required to indemnify SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER. User agrees to cooperate with SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER defense and settlement of these claims. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER will use reasonable efforts to notify concerned User of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it.

DISCLAIMER. To the fullest extent permissible pursuant to Applicable Law, SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and its officers, directors, employees, and agents disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights. No advice or information, whether oral or written, obtained by a User from SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER or through SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services or the Site will create any warranty not expressly stated herein. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER does not authorize anyone to make any warranty on its behalf and Users should not rely on any such statement. Users acknowledge that SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER is a reseller and is not liable for any third-party seller’s obligations. It is the User’s responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, merchandise and other information provided through the Site or on the Internet generally. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER does not warrant that its services will be uninterrupted, or free of errors, viruses or other harmful components and that any of the foregoing defects will be corrected. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services and the Site and any data, information, third party software, Reference Sites, or software made available in conjunction with or through its services and the Site are provided on an “as is” and “as available”, “with all faults” basis and without warranties or representations of any kind either express or implied. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and its third party suppliers, licensors, and partners do not warrant or make any representations regarding the use or the results of the use of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services, the Site or any Reference Sites in terms of correctness, accuracy, reliability, or otherwise.

INTELLECTUAL PROPERTY. SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER, services and the Site are owned and operated by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and/or third-party licensors. The visual interfaces, graphics, design, compilation, information, computer code (including source code and object code), products, software, services, and all other elements of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services and the Site provided by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER (the “Materials”) are protected by Applicable Law. As between User and SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER , all Materials and SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Intellectual Property are the property of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER and/or third-party licensors or suppliers. User agrees not to remove, obscure, or alter SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER or any third party's copyright, patent, trademark, or other proprietary rights notices affixed to or contained within or accessed in conjunction with or through SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services. Except as expressly authorized by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER , the User agrees not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorized use of the Materials or SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Intellectual Property. Parties do not accrue any rights or interest in the other Party’s Intellectual Property and use of any Intellectual Property by either User or SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER shall be strictly in for the fulfillment of and in compliance with the terms of the agreement between such User and SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER . Parties undertake that they shall not, nor will they allow others to, reverse engineer or disassemble any parts of the other’s Intellectual Property. If Users’ have comments regarding the SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER services and the Site or ideas on how to improve it, please contact our Helpdesk. Please note that by doing so, concerned Users hereby irrevocably assign to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER , and shall assign to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER , all right, title and interest in and to all ideas and suggestions and any and all worldwide intellectual property rights associated therewith. Concerned User agrees to perform such acts and execute such documents as may be reasonably necessary to perfect the foregoing rights.

INTELLECTUAL PROPERTY LICENSE BY ALLIANCE PARTNER. Alliance Partner grants a non-exclusive license to SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER to use Alliance Partner’s name, trademark, and logo in any marketing or promotional activities undertaken by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER . Notwithstanding anything contained herein, SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER shall be under no obligation to advertise, market, or promote Alliance Partner or Alliance Partner’s Intellectual Property.

USE OF INTELLECTUAL PROPERTY. The user undertakes that:

it shall use the Intellectual Property solely for the discharge of its duties under the Applicable Agreement,

it shall use Intellectual Property of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER only in the form and manner stipulated by SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER ,

it shall seek prior written consent from SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER for use of SHRI SAI ENTERPRISES [S S MONEYLINK ] THE SERVICE PROVIDER Intellectual Prope…